FINANCE & INSURANCE
Orthodontic Finance & Insurance
It is our mission to provide you with affordable, high-quality treatment that fits your budget! We offer a variety of payment options to meet your needs.
Our flexible finance options include:
- We accept Visa, Mastercard, American Express, and Discover.
- We also offer payment arrangements by which monthly payments can be drafted directly from your checking account, savings account, or credit card.
- For customers who pay in full at the beginning of treatment, we offer discounts.
- We also offer a 5% discount for families with multiple members in treatment.
- We thoroughly explain your options so that we accommodate your needs.
Insurance
Most dental insurance policies cover 80% to 100% of dental work needed during a given year; however, orthodontic insurance is different. Most orthodontic policies cover 50% of the cost, up to a specified lifetime maximum set by each insurance company. Before your first appointment, we ask that you become familiar with your benefits so we can provide the most accurate information regarding your out-of-pocket expenses throughout your treatment.
In-Network Coverage
We participate In-Network in the following insurances:
Orthodontics: Delta Dental of North Carolina
Dental Insurance Policy
As a courtesy to you, our patient, we will file your Primary dental insurance claim for you if we have received all of your insurance information on the day of the appointment. We will also accept assignment of benefits. We will file your insurance claim for you, and you will be expected to pay your estimated uncovered portion at the time of service. You must be familiar with your insurance benefits, as we will collect from you on the day of treatment the estimated amount insurance is not expected to pay. Once the insurance company reimburses our office, if there is still a balance, you will be billed for the remaining portion. If there is a credit, you will be sent a refund check. Please be aware our office does not file secondary insurance.
We file all insurance electronically, so your insurance company will receive each claim within days of the treatment. You are responsible for the entire account balance. If your insurance company does not pay on your claim for some reason, you will be expected to pay it in full within 30 days of the date of treatment. Please note that some insurance carriers will not reimburse our office directly. In such instances, you will be responsible for the full cost of each visit at the time services are provided, and your insurance company will send you the reimbursement check directly.
PLEASE UNDERSTAND that we file dental insurance as a courtesy to our patients. There is no direct relationship between your insurance company and our office. We are not responsible for how your insurance company handles its claims or for what benefits they pay on a claim. We can only assist you in estimating your portion of the cost, and we will verify your benefits before treatment whenever possible. If you have any questions, we will be happy to assist you. Please do not hesitate to call.
In-Network Coverage
We participate In-Network in the following insurances:
Pediatric Dentistry: BCBS of NC and Grid+ Network, Cigna Standard and most Delta Dental Plans.
INVISALIGN® COSTS
You are your best investment. No matter what you’ve believed in the past, a confident, radiant smile can be yours. It is within reach. And if you think about it, improving your smile is an important investment because you’re doing it for yourself.
Many factors determine the costs of your Invisalign® treatment: how extensive the issues you want to be corrected, how long your treatment plan will last, and the specific treatment details prescribed.
We strive to make Invisalign® affordable to everyone. You can get a beautiful, healthy and straight smile for as low as your monthly cell phone bill.
Invisalign® Payment Options
Insurance
If your dental plan covers orthodontic treatment, you may also qualify for Invisalign®. Talk to your insurance provider to determine the extent of coverage for your treatment.
Learn more about our financing. To schedule a free consultation to determine if Invisalign is right for you,